Credit and Debit Calculators

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How long will it take to pay off my credit card(s)? ­ How long until my loan is paid off? ­ What would my loan payments be? ­ Do I have too much debt? ­ What is the balance on my loan? ­ Should I consolidate my personal debt into a new loan? ­ Restructuring debts for accelerated payoff ­ Which is better: Cash up front or payments over time? ­ What is the impact of making extra payments on my debt? ­ Should I pay off debt or invest? ­ Should I transfer my credit card balances?

Cash Flow Calculators

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How does inflation impact my standard of living? ­ How much am I spending? ­ How much do I need for emergencies? ­ Should I pay down debt or invest my monthly surplus? ­ How long will my money last with systematic withdrawals? ­ Should my spouse enter the work force? ­ What is my current net worth? ­ What is my projected net worth? ­ What is my current cash flow? ­ What is my projected cash flow? ­ What is the value of reducing, postponing or foregoing expenses? ­ Historical inflation – Compare purchasing power ­

Retirement Calculators

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How will retirement impact my living expenses? ­ How much will I need to save for retirement? ­ Are my current retirement savings sufficient? ­ Social security retirement income estimator ­ How does inflation impact my retirement income needs? ­ I’m retired, how long will my savings last? ­ When should I begin saving for retirement? ­ Should I convert discretionary expenses to savings? ­ How much retirement income may my 401(k) provide? ­ Compare a Roth 401(k) to a Traditional 401(k

Required Minimum Distribution Calculator ­

Home and Mortgage Calculators

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How much home can I afford? ­ Should I refinance my mortgage? ­ Mortgage calculator ­ Comparing mortgage terms (i.e. 15, 20, 30 year) ­ Should I pay discount points for a lower interest rate? ­ Should I rent or buy a home? ­ Should I convert to a bi-weekly payment schedule? ­ Compare a ‘no-cost’ vs. traditional mortgage­ What are the tax savings generated by my mortgage? ­ Which is better: Fixed or adjustable-rate mortgage? ­ Adjustable rate mortgage calculator? ­ How do closing costs impact the interest rate? ­ Compare an interest-only vs. traditional mortgage ­ How much can I borrow from my home equity (HELOC)? ­ Loan Comparison Calculator ­

College Calculators

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How much should I be saving for college? ­ Will I be able to pay back my student loans? ­ What are the advantages of a Coverdell ESA? ­ What are the advantages of a 529 college savings plan? ­ What is the value of a college education? ­ What are the payments on a parental (PLUS) loan? ­ Should I live at home, on campus, or off campus? ­ When should I begin saving for my child’s college?

72t IRA Calculator

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72t IRA

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