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long term & short term

Disability insurance


Protect one of your most valuable assets —
your ability to earn.

Disability insurance

Long Term Disability

Long term disability insurance protects your income in the event of serious injuries and illnesses that keep you out of work for three months or longer. This includes permanent disabilities that leave you unable to return to work. Long term disability coverage is an intelligent investment for healthy, employed individuals who want to protect their financial security for the future.


disability insurance

Short Term Disability

When an illness or injury temporarily prevents you from working, short term disability insurance steps in to cover lost income. To qualify for short term disability benefits, an employee must be unable to do their job, as deemed by a medical professional. Benefits last for a specified period and ensure your bills get paid when an unexpected illness or injury requires time to heal.